Habitat for Humanity of St. Joseph County is about homeownership. We are about taking families with a dream and drive of homeownership and making that dream come to reality. We are about keeping families in healthy homes forever. We know the security of homeownership is the foundation of a strong family, a bright neighborhood, and a growing community.
Our Hope to Home program is about helping families with a dream of homeownership; make that dream come true. We do that through educating our families about the Mortgage qualifying process. We help them improve their credit score, teach them about debt to income, and good financial practices
In our Home Build program we partner with a family to get them mortgage ready. While we are doing this the family partners with us to help us build the home. When both sides are complete we sell the home to the partner family. Usually at a discount of equity. Our home that are built use high efficiency products keeping utility costs low.
Habitat has some funding to help with home repairs. It is dependent on scale, funding, and homeownership as to the possbility of such a service.