Low-income families in need of a decent, affordable home and motivated to work to become homeowners are encouraged to apply. Three distinct areas are considered when reviewing potential “Partner Families” as first-time homeowners:
Families must demonstrate the ability to make a down payment of $500, pay a monthly mortgage payment – including taxes and insurance (about $500-$700 per month) – and afford to pay monthly utility bills and other expenses.
Partner families should be honest and cooperative in the partnership with Habitat. They must contribute a minimum of 200 volunteer hours of sweat equity and maintain the house after moving in.
To qualify to become a Habitat partner, families must live or have worked in St. Joseph County MI for the last 12 months and be a U.S. citizen or have a permanent resident card.
We do not eliminate applicants or discriminate because of race, color, religion, gender, sexual orientation, handicap, family status, ethnicity, national origin, or public assistance as a source of income.